Acceptance of Terms

By accessing or using this website (swiprotects.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree, please do not use this site.

Use of Website

This site and its content are intended for informational and educational purposes regarding insurance services offered by SWI Protects. You may not use this site in any way that could damage, disable, or impair its functionality.

You agree not to use this site for:

Uploading or transmitting unlawful, harmful, or misleading information

Attempting to gain unauthorized access to systems, data, or accounts

Interfering with security features or the proper operation of the site

Health Information Disclaimer (HIPAA & PHI)

Because SWI Protects provides health insurance services, visitors may be asked to share personal information. Some of this information may qualify as Protected Health Information (PHI) under the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

PHI must only be submitted through our HIPAA-compliant forms (such as Jotform) or through direct communication with a licensed agent.

Our live chat feature is not designed for PHI. Do not enter details such as medical history, prescriptions, Social Security Numbers, or other sensitive health data in chat.

By using this website, you acknowledge that any PHI submitted through non-secure channels (e.g., chat or general contact forms) is at your own risk.

SWI Protects maintains HIPAA compliance for all PHI collected through secure forms and systems. We do not accept liability for PHI voluntarily submitted outside these designated secure channels.

Intellectual Property

All content on this site, including text, images, graphics, logos, and design, is the property of SWI Protects unless otherwise noted. Unauthorized reproduction, distribution, or modification is prohibited.

Third-Party Links

This site may contain links to external websites. SWI Protects is not responsible for the content, security, or privacy practices of third-party sites.

Limitation of Liability

To the fullest extent permitted by law, SWI Protects is not liable for any damages arising from your use of this site, including but not limited to:

Data breaches caused by third parties

Unauthorized use of your information by outside carriers or partners

PHI submitted through non-secure methods contrary to the instructions provided

Modifications

SWI Protects may update or revise these Terms of Use at any time. Continued use of this site after changes are posted constitutes your acceptance of the updated terms.

Governing Law

These Terms are governed by the laws of the State of Florida.

Contact Us

If you have any questions regarding these Terms of Use, please contact:

SWI Protects
Attn: Compliance Team
Email: [email protected]
Website: https://www.swiprotects.com